Personal Insurance

Insurance for the most important things in life.

As an independent agency, Swanson Insurance represents various companies that offer a complete line of personal lines insurance products.

Auto Insurance

Car, Truck, Van & SUV Insurance

The personal auto policy covers private passenger autos, vans, SUV’s and pickup trucks. Many coverage and deductible options are available, including:

  • Bodily Injury Liability
  • Comprehensive
  • Property Damage
  • Collision
  • Medical Payments
  • Rental Reimbursement
  • Uninsured Motorists
  • Towing or Roadside Assistance
  • Underinsured Motorists
  • SR-22 Filing available
Personal Life & Health Insurance

Health Insurance for You & Your Family

Today, more than ever it is important to have a quality health insurance plan. Did you know half of all bankruptcies stem from high medical expenses? We all know friends or family that have had a heart attack, stroke, or cancer. Was their family affected financially? At Swanson Insurance, we can tailor a plan to fit your needs, because the last thing you and your family need to worry about in a time of crisis is money.

Life Insurance

At Swanson Insurance, we know your life changes, and so will your life insurance needs. Whether you need term, return of premium term, whole life or universal life we have a life insurance plan to fit your needs. Take care of your family with a life insurance plan from Swanson Insurance Agency. 

Recreational Vehicles Insurance

RVs, Motorcycles, ATVs, Snowmobiles & More

In addition to the usual liability and physical damage coverage’s, there are also options and specialized coverage’s available.

  • Motor Homes
  • Motorcycles
  • Snowmobiles
  • Conventional Travel Trailers
  • Mopeds
  • Fifth Wheel Trailers
  • All-Terrain Vehicles (ATVs)
  • Mounted Truck Campers
  • Golf Carts
  • Pop-Up Tent Trailers
Boats & Personal Watercraft

Specialized Insurance

Swanson Insurance has coverages to specifically meet the needs of boat and personal watercraft (PWC) owners.

Homeowners/Renters Insurance

Protect Your Home, Belongings & So Much More

The homeowners policy provides residential property and personal liability coverage for individuals in an owner occupied dwelling, as a unit owner of a residential condominium or as a tenant in a residential unit. Typical homeowners coverages for an owner-occupied dwelling would include:

  • Dwelling
  • Loss of Use
  • Other Structures
  • Personal Liability
  • Personal Property
  • Medical Payments to Others

In addition, there are optional and enhanced coverages available such as: back-up of sewer, identity theft, scheduled all-risk personal property for items such as jewelry, computers, cameras, etc. just to name a few.

Umbrella (Excess Liability)

For Extra Piece Of Mind

The personal umbrella policy provides high-limit liability coverage ($1,000,000 or higher). Coverage is excess over the liability limits of the primary underlying policies.

Medicare Supplement

When Medicare Just Isn’t Enough

A Medigap policy is health insurance sold by private insurance companies to fill gaps in Original Medicare coverage. Medigap policies don’t work with any other type of health insurance, including Medicare Advantage Plans, employer/union group coverage, Veterans Administration (VA) benefits, or TRICARE. Medigap policies help pay your share (coinsurance, copayments, or deductibles) of the costs of Medicare-covered services. Some Medigap policies cover certain costs not covered by Original Medicare.

Estate Planning

More Than Just A Will

Do you know your wealth transfer options? How do you want your money to work for you and your beneficiaries? Taxable, tax free or tax deferred? At Swanson Insurance, these are questions we can help you answer, whether it is a tax deferred annuity or a tax free life insurance policy paid direct to your beneficiaries. Swanson Insurance has the products that offer safety, liquidity, guaranteed cash values, tax deferred accumulation, no probate delays, and income tax free death benefits. At Swanson Insurance we understand it’s not what you leave, it’s what you leave behind.

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"Amazing service and attention to detail. Local service that you can't get anywhere else. I highly recommend for all of your insurance needs."Mary S. | Odebolt
"Bryce literally just saved me over $1,900 a year on my auto and home insurance. He was quick to get back to me on quotes, and the customer service was amazing!! I would recommend this company to EVERYONE!!"Donna J. | Odebolt
Swanson Insurance & Real Estate

211 South Main Street, Odebolt, Iowa 51458
Toll Free: 800-798-2282
Local: 712-668-2283
Fax: 712-668-4887


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